bank lending

Michael Oswald's documentary, based on Richard Werner's book, argues that Japan's 1990s crash was engineered by the central bank and powerful interests. It focuses on the Bank of Japan's hidden influence over the economy.

The bank run scene from It's a Wonderful Life, in which George Bailey explains to depositors why the bank cannot pay everyone back at once.

Ben Felix explains how central bank money creation and quantitative easing actually work, and what they do and do not imply for asset prices and currency. He addresses the common belief that the Fed prints unlimited money and props up markets.

Former bank regulator William Black explains how fraud, including liar's loans, was committed from inside banks and drove the 2008 financial crisis.

John Oliver's Last Week Tonight segment on auto lending, showing how lenders steer vulnerable buyers into subprime loans and crushing debt. It uses comedy sketches to explain the practices.

John Oliver's Last Week Tonight segment on payday loans and predatory lending, covering how they trap borrowers and target the elderly and military. It features Sarah Silverman.

A 2008 comedic rap musical pitting Wall Street bankers against consultants, produced by Leveraged Sell-Out.

A short Bank of England video accompanying its 2014 Quarterly Bulletin article on money creation. It explains that most money is bank deposits and that commercial banks create new money by making loans, which simultaneously create matching deposits.

A 30-minute animated film explaining how money, banking and the Federal Reserve work and arguing that the American economy is heading for collapse. It is opinionated and has a strong point of view.

MinutePhysics explains that computers store brightness nonlinearly, so blurring and blending colors in raw RGB gives wrong, dark results. It shows why mixed colors, such as in gradients, look off.

Paul Grignon's animated documentary presenting his view of how banks create money as debt and why that system requires continuous growth. It outlines the historical background of modern banking.

Tiffany Fong's phone interview with Sam Bankman-Fried shortly after FTX filed for bankruptcy. He discusses the alleged backdoor, FTT collateral, political donations, and his legal position.

An animated documentary by Paul Grignon explaining how modern money is created through bank lending as debt. This is a combined upload of the revised 2009 edition.

A Wendover Productions explainer arguing that major airlines make much of their profit from loyalty programs and co-branded credit cards rather than flying. It frames airlines as quasi-banks that sell points in bulk, using United's pandemic-era loan as a hook.

The first part of Freya Holmer's three-part, nearly four-hour lecture on shader coding for game devs in Unity. It covers what shaders are, vertex and fragment shaders, interpolators, data types, blending and textures.

Peter Schiff's November 2006 speech to the Western Regional Mortgage Bankers Conference, in which he warned an audience of mortgage bankers that the housing bubble would collapse. The clip runs about 73 minutes.

John Bird and John Fortune satirize the investment banking mindset in a mock interview about the subprime mortgage crisis. The sketch lampoons structured credit products and the banks' reassurances shortly before the crash.

A clip of Yanis Varoufakis answering a question about China versus the EU on debt conditions. He contrasts Chinese non-interventionist lending with EU conditionality, drawing on the Piraeus port.

A sketch from That Mitchell and Webb Sound in which a caller learns that identity theft is, in effect, a bank robbery in which the bank blames the customer. It runs about two minutes.

A 1988 Saturday Night Live fake commercial for a bank that keeps your pocket change and claims to make money on volume.

A 2017 video arguing that banks and Blockstream steered Bitcoin toward the Lightning Network. It is partisan commentary from the Bitcoin Cash side of the scaling dispute.

A three-minute Positive Money UK explainer arguing that the commercial banking system, where banks create most money as debt, redistributes income from the bottom 90 percent to the top 10 percent through interest.

Lennart Augustsson's CUFP 2011 keynote covers using Haskell commercially at Standard Chartered Bank. He discusses non-standard Haskell implementations, including a strict dialect, and weighs strict against lazy evaluation.

Elizabeth Warren's 2007 Berkeley lecture, when she was a Harvard law professor, on why middle-class families are under growing financial strain. She draws on bankruptcy research to examine rising costs of housing, health care and education.

Not Just Bikes explains how many American suburbs, built all at once rather than incrementally, cannot cover their infrastructure costs and survive on growing debt. It draws on Strong Towns' work on the growth Ponzi scheme.

A 1997 BBC documentary on Black Wednesday in 1992, when sterling was forced out of the Exchange Rate Mechanism. It covers the crisis from the British government side, including George Soros's trade and political mistakes.

Bang! is an Atari 2600 demo by XAYAX that won first place at the Revision 2014 oldschool demo competition. It fits into a 32k ROM using F8SC bankswitching.

A Clojure/conj 2019 talk by Wilker Silva on how namespace-qualified keywords and context-free federated names can be used pragmatically for data modeling, drawn from his experience at Nubank. It builds toward a graph-based view of connecting data from many sources.

The full 2010 documentary Inside Job, directed by Charles Ferguson, examines the causes of the 2008 global financial crisis. It traces the story through interviews with key financial and political players across several countries.

Coffeezilla reacts to Sam Bankman-Fried's explanation of yield farming on the Odd Lots podcast, arguing he effectively described a Ponzi scheme. The video was made well before FTX collapsed.

A two-minute clip from the film Margin Call in which Will Emerson talks about how banks and traders operate and why they stay necessary. The uploader posted it because they agree with the speech.

A Clojure/conj 2014 talk by Lucas Cavalcanti and Edward Wible on four uses of Datomic. They cover HTTP caching, audit trails, mobile database sync and authorization, drawing on the immutable transaction log.

A short Great Big Story piece on the Ocracoke Brogue, or Hoi Toider dialect, spoken on North Carolina's Outer Banks, which developed through centuries of isolation and traces back to the 1600s.

A Bankless podcast interview with Paul Christiano of the Alignment Research Center on the AI alignment problem and possible solutions. It also covers his views on how an AI takeover might unfold.

A short demonstration of the MONIAC, Bill Phillips' hydro-mechanical economic computer, at the Reserve Bank of New Zealand museum. It shows how water flows model an economy's money flows.

Episode 4 of Mike Maloney's Hidden Secrets of Money, explaining how currency is created through a chain of IOUs among the Treasury, banks and the Federal Reserve. It covers bonds, Fed checks, debt, taxes and fractional reserve lending, from a gold-and-silver advocate's viewpoint.

An independent feature documentary in which 23 economists, advisers and financiers discuss how the financial system works and what a more just economic model might look like. It covers money creation, debt and the aftermath of the financial crisis.

A clip from the 2015 film The Big Short in which FrontPoint Partners investigate mortgage lending in Florida and place their first trade. It shows brokers and a stripper-adjacent loan scene illustrating subprime lending to unverified borrowers.

A clip from the 2011 film Margin Call in which an analyst explains to the firm's executive the dire state of their investment firm at the onset of the 2008 financial crisis.

A four-minute clip of George Carlin arguing that voting is a way of keeping people in a distracted bubble, and that non-voters have as much right to complain as anyone.